Refinance & Top-up

Enhance Your Loan Terms for Better Savings

Refinancing your current mortgage allows you to replace it with a new loan that offers more favorable terms or a lower interest rate. This can result in substantial savings over the life of your loan. Refinancing offers several advantages, including reduced interest rates, lower monthly payments, shorter loan durations, access to home equity, and the option to consolidate debt into a single payment.

Advantages of Refinancing:

Decreased interest rates
Lower monthly payments
Shorter loan duration
Ability to tap into home equity
Consolidation of debt

Talk to a Mortgage Expert

Why Choose Reliable Financial Group to Help with Your Mortgage?

Your Trusted Partner for a Smooth Mortgage Journey

Better Mortgage Interest Rates: Competitive rates to save you money.
More Lending Options: A variety of products to suit your needs.
Expert Advice: Personalized guidance to help you make the right choice.
Your best interests: Our advisers always strive to work in your best interest.

With access to 30+ lenders across New Zealand, we have a solution for everyone.

FINANCIAL SOLUTIONS

We work with all major lenders and insurers across NZ. This allows us to find a solution that best fits your situation.

Our trusted lending partners ensure you receive the best financial solutions tailored to your needs. Together, we bring you competitive rates and personalized service to help you achieve your financial goals.

Our Advisers Do the Hard Work, So You Don’t Have To

Competitive Mortgage Terms

Our team finds the best rates, saving you money while ensuring the terms match your needs.

Sustainable Options

With access to a range of mortgage products, we tailor solutions to fit your unique situation.

Transparent Advise

Our advisers go through extensive training programs to allow them to provide the best recommendations to all our clients.

Don’t settle for less when it comes to your Mortgage.

Choosing the right mortgage is a big decision, and we’re here to help you make the best one. Our team takes the guesswork out of the process so you can feel confident in your choice.

What’s the lowest interest rate in the market?
We’ll find the best rates available to save you money over the life of your mortgage.
Fix or Float, or a Combination of Both?
We’ll guide you in choosing the mortgage structure that works best for your financial goals.
Which Bank is Best for Me?
With access to a wide range of lenders, we’ll match you with the one that suits your needs.
Can I Avoid Break Fees?
We’ll help you navigate the options that minimize any penalties.
How Much Could I Be Saving?
We’ll show you how much you could save with a more competitive mortgage rate.

We’re here to answer all your questions and find the right solution for your future.

Talk to an Adviser

Don’t Pay More Interest on Your Home Loan Than You Have To

A few simple changes can make a huge difference over time – potentially saving you thousands, and helping you pay off your mortgage faster.

Speak to one of our experts and learn how you can get the best out of your mortgage.

Let’s Talk!

We’re here to guide you every step of the way.

Whether it’s an initial thought or a well-planned move, we’re always happy to help you achieve your financial goals!