Borrowing Capacity Calculator
This borrowing capacity calculator estimates how much you could borrow from a lending institution, taking into account your financial situation and goals. By inputting details like income, expenses, and debts, it calculates your maximum borrowing capacity. You can also explore how making slightly larger repayments can help you borrow more. While this tool offers a great starting point, we recommend using it conservatively to account for unforeseen financial changes and to ensure you maintain a comfortable budget.
Enter your information into the calculator below, and push Calculate
How much is your deposit?
Interest rate (in percent; i.e. 4.5)
What is your preferred loan term?
How much could you afford to comfortably pay?
Paying $0 per week you could afford a property costing
Paying an extra 5% per week you could afford a property costing
Paying an extra 10% per week you could afford a property costing
Paying an extra 15% per week you could afford a property costing
Get help understanding calculations
See the numbers and facts behind these calculations
Check our other Mortgage Calculators
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